Category Archives: Understanding the Claims Process

Nova Scotia’s Car Acccident Injury Compensaition System Explained

Questions and Answers signpostI often get asked to explain Nova Scotia's compensation system for car accident injury claims. My usual response is "Do you have a couple of hours?" I don't want to write a book here, so I will do my best to give you an overview of Nova Scotia's car accident injury claims system. In Nova Scotia… Continue reading

Nova Scotia Injury Lawsuit: What is the Worst Case Scenario if I Lose?

Broken bankPeople often ask me what is the worst case scenario for pursuing a personal injury lawsuit. The absolute worst case scenario is that you turn down an "official offer of settlement" from the other side, go to trial, and lose. In Nova Scotia all lawsuits, including personal injury cases, fall under the Nova Scotia Civil Procedure Rules. These Rules state… Continue reading

Nova Scotia’s Standard Auto Insurance Policy

Car Insurance PolicyIn Nova Scotia, all insurance companies are required by law to provide the same insurance policy. People can pay extra to increase their personal liability coverage amounts, but overall the policy is the same for everyone. It is called the Standard Automobile Policy - Nova Scotia.  If you buy an automobile insurance policy your insurer… Continue reading

What does it mean that Nova Scotia has a Fault-Based Injury Claims System?

gavel 3In Atlantic Canada, the courts and judges are the compensation system for personal injury claims. People are free to negotiate agreements to settle injury claims "out of court"; however, when there is no agreement, the ultimate decision-maker on compensation is a judge or jury. There are deadlines for filing your case with the court system --… Continue reading

What You Need To Know About the Insurance Adjusters that Will Call You After a Car Accident

In the first two weeks after a car accident, you will likely receive calls from 2-3 different insurance adjusters. This can be confusing and stressful. Adjusters are insurance company representatives. Some work directly for the insurance company and some work for private agencies that are hired by insurance companies. When you receive a call from an adjuster, the first thing you need to find out is which insurance company they work… Continue reading