Category Archives: Frequently Asked Questions

What are the Car Insurance Policy Limits in Nova Scotia?

The law of Nova Scotia requires that all motorists have minimum liability insurance of $500,000. Most insurers will only sell up to a maximum of $1,000,000 of liability coverage for consumers. There coverage can be higher for automobile insurance sold to businesses. Therefore, if you have be injured in a car accident because of another person's negligence, then they will likely have between $500,000 to $1 million of insurance coverage to… Continue reading

Should I Accept a Settlement of My Section B Case in Nova Scotia?

I often get emails from people asking if they should accept a settlement offer from their Section B Insurer, also called Section B Insurer. Insurers will sometimes offer settlements if it looks like a person will have long-term medical expenses or will be totally disabled from work. Under the Section B insurance claim you may be eligible for medical expenses up to $25,000 over 4 years. In some cases, you may… Continue reading

I’ve Been in a Car Accident in Nova Scotia: Who Pays the Ambulance Bill?

ambulanceIn Nova Scotia, if you use the ambulance service because of a car accident, then you will receive a bill in the mail. After car, truck, pedestrian, motorcycle and bicycle accidents, many people are taken to hospital by ambulance for observation or treatment. People are sometimes surprised to receive a bill from the ambulance service a couple of weeks later. Yesterday I… Continue reading

Does Nova Scotia’s $7500 Minor Injury Cap Apply to Me?

The $7,500 Cap and the new Minor Injury Regulations may apply to you if you were hurt in a car accident on April 28, 2010 or later. Your claim for pain and suffering will only be limited to $7,500, if you suffer a "sprain, strain or whiplash" as defined by the government's new regulations.  You should seek the advice of a lawyer experienced in personal injury and car accident insurance… Continue reading

Does the $2,500 Cap still apply to my case?

QuestionMany people with existing car accident injury claims want to know what the new $7,500 Cap and new definition of "minor injury" means for them? Unfortunately, the $7,500 Cap and new Minor Injury Regulations only apply to people hurt in motor vehicle accidents (cars, trucks, motorcycles or pedestrians) going forward. If you were hurt in a motor vehicle accident between November… Continue reading