Car Accident Injury – Insurance Claims – Halifax Lawyer

On Monday September 28, 2010 there was a four vehicle accident on Highway 104 near Oxford, Nova Scotia. According to the RCMP, the accident happened when a lead car hit and curb and then swerved quickly back on the highway causing the car to go into a roll. This caused a chain reaction as vehicles swerved to try and avoid the car. At least two people had to be taken to the hospital.

A person injured in multi-vehicle accident will usually face a more complicated and drawn out process to resolve his or her insurance claims for personal injuries. For example, in the above example there will be at least four insurance companies that will seek to share the burden of paying any injury claims.  Based on what the RCMP are reporting you may believe that the initial car would be at-fault for the entire collision; however, it may not be that simple.  For example. other drivers involved in the crash may bear some smaller portion of fault if they were speeding or following too closely behind the initial car.

If there are multiple people making insurance claims against one insurer, then it may become difficult for the insurer to resolve the claims on a case-by-case basis if there is a risk that the claims, as a whole, would be in excess of the insurance coverage available under the policy. In these circumstances it may become necessary for the injured people to make additional claims under the insurance policy covering the car they were in.

If you have been involved in a multi-vehicle accident, then it is important that you understand the unique challenges to settling car accident injury claims in these situations.

If you have questions, please contact me for more information about your specific situation. My firm is a member of Cantini Law Group, which is a group of personal injury lawyers in Nova Scotia, New Brunswick and Prince Edward Island. Download our consumer guide to Personal Injury Claims for to learn more about car accident injury claims in Atlantic Canada.